
Owning a home brings many responsibilities, and one of the biggest is paying property taxes. For residents of Trumbull County, Ohio, property tax bills can sometimes feel overwhelming, especially for seniors, veterans, and homeowners on fixed incomes. Fortunately, Trumbull County offers several property tax reduction or exemption programs that can help eligible homeowners save money and make homeownership more affordable. This guide covers eligibility, required documents, application steps, and key deadlines to help you take full advantage of these programs.
Understanding Property Tax Relief (Tax Reduction or Exemption) in Trumbull County
Property tax relief is designed to lower or remove part of the taxes owed on a home. In Trumbull County, relief can take two main forms:
- Reduction: A partial decrease in your property tax bill.
- Exemption: A full or partial exclusion of your property’s taxable value.
The Trumbull County Auditor’s Office manages these programs. Their goal is to support homeowners who may need financial assistance, such as seniors, disabled residents, or veterans, so they can maintain homeownership without undue financial stress.
Main Types of Property Tax Reductions and Exemptions
Trumbull County provides several types of tax relief programs. Identifying which one fits your situation is the first step toward applying successfully.
Homestead Exemption
The Homestead Exemption is one of the most common programs designed to help seniors and disabled homeowners.
Who Can Apply:
- Homeowners aged 65 or older
- Permanently and totally disabled individuals
- Surviving spouses of qualifying applicants
Requirements:
- The home must be your primary residence.
Benefits:
- Exempts up to $25,000 of your home’s taxable value.
- For example, if your home is valued at $100,000, you’ll only pay taxes on $75,000.
Required Documents:
- Photo ID or proof of age
- Proof of disability (if applicable)
- Income verification (must meet state limits)
- Completed DTE 105A Form
How to Apply:
- Visit the Trumbull County Auditor’s website to download the Homestead Exemption (DTE 105A) form.
- Complete the form and attach all supporting documents.
- Submit the application in person or by mail to the Trumbull County Auditor’s Office.
Once approved, the exemption generally renews automatically each year, but it’s always wise to confirm your status annually.
Disabled Veterans Exemption
This exemption is specifically for veterans who are 100% disabled due to military service.
Who Can Apply:
- Honorably discharged veterans rated 100% disabled by the VA
- Surviving spouses of eligible veterans
Benefits:
- Can significantly reduce or even eliminate property taxes on the primary home.
Required Documents:
- VA disability letter showing 100% service-connected disability
- DD-214 (proof of military service)
- Completed DTE 105I Form
How to Apply:
- Download the DTE 105I form from the Auditor’s website.
- Attach VA and service documents.
- Submit the completed form to the Trumbull County Auditor’s Office for review.
Owner-Occupancy Tax Reduction
Homeowners who live in their property as their primary residence may qualify for a smaller but valuable reduction.
Who Can Apply:
- Property must be owner-occupied as of January 1 of the tax year.
- Only applies to residential homes.
Benefits:
- Provides up to a 2.5% reduction on annual property tax bills.
Required Documents:
- Proof of ownership (deed or title)
- Proof of residency (driver’s license, utility bill)
- Completed DTE 105C Form
How to Apply:
- Download the Owner-Occupancy Reduction Form (DTE 105C).
- Complete the form carefully.
- Submit it in person or by mail.
The reduction remains active as long as you continue to own and live in the home.
Nonprofit or Religious Property Exemption
This exemption applies to organizations that use property for religious, educational, or charitable purposes.
Who Can Apply:
- Churches, schools, and nonprofit organizations recognized by the IRS.
- Property must be used directly for religious or charitable work.
Benefits:
- May provide full exemption from property taxes.
Required Documents:
- IRS 501(c)(3) verification letter
- Proof of property ownership
- Description of property use
- Application filed through the Ohio Department of Taxation
How to Apply:
- Obtain the exemption form from the Ohio Department of Taxation.
- Submit completed form and documentation to both the state and Trumbull County Auditor.
Approval depends on proper usage of the property and adherence to state guidelines.
Step-by-Step Process to Apply for Property Tax Relief
Applying for a Property Tax Reduction or Exemption in Trumbull County is straightforward if you follow these steps:
- Identify the right program for your situation.
- Collect required documents such as ID, income verification, or military records.
- Fill out the correct form:
- Submit your application in person or by mail to the Trumbull County Auditor’s Office:
- Address: 160 High Street NW, Warren, OH 44481
- Wait for review and notification of approval.
- Renew if necessary – most exemptions renew automatically, but it’s best to verify annually.
Helpful Resources for Homeowners
- Trumbull County Auditor’s Office: Access official forms and instructions.
- Ohio Department of Taxation: Learn more about statewide property exemptions.
- Legal Aid Services: Free guidance for seniors and low-income homeowners.
Common Mistakes to Avoid
- Missing the application deadline (usually December 31 each year).
- Forgetting to attach required documents.
- Submitting the wrong form.
- Assuming exemptions renew automatically without confirmation.
Why Applying Matters
Applying for a Property Tax Reduction or Exemption in Trumbull County isn’t just about saving money. It’s about keeping your home secure and affordable. Seniors, veterans, and homeowners struggling with high tax bills can benefit significantly, often saving hundreds or thousands of dollars annually.
Conclusion of Tax Reduction or Exemption
Applying for a property tax reduction or exemption in Trumbull County helps homeowners manage yearly taxes more effectively. By understanding eligibility, preparing documents, and submitting forms on time, residents can maximize available tax benefits and reduce long-term property expenses. Taking these steps ensures your home remains financially secure and affordable.
FAQs
1. What is the Trumbull County Homestead Exemption Form?
The DTE 105A form allows seniors and disabled homeowners to reduce property taxes on their primary residence.
2. How does Owner-Occupancy Reduction work in Trumbull County?
Homeowners living in their property can get a 2.5% property tax reduction by filing form DTE 105C once; it remains active as long as the home is owner-occupied.
3. Who qualifies for Disabled Veteran Exemption?
Honorably discharged veterans rated 100% disabled by the VA and their surviving spouses.
4. Can nonprofit organizations get property tax exemptions?
Yes, churches, schools, and nonprofits recognized by the IRS may qualify if the property is used for charitable or educational purposes.
5. What happens if I miss the application deadline?
You may lose the opportunity to claim exemptions or reductions for that year, so it’s crucial to submit applications with auditor office on time.



